Thebeyame is a flexible, goal-oriented investment solution tailored for both individuals and institutions. This product offers a two-pocket approach, enabling long-term growth while ensuring convenient access to funds along the way. The first pocket, the Investment Component, serves as a long-term savings vehicle where your assets grow over time. Withdrawals are restricted in this pocket to maintain focus on your long-term objectives. The second pocket, the Withdrawal Component, is designed to allow for regular withdrawals, providing access to funds whenever needed.
Key Features:
- Term: 6 to 25 years
- Entry age: 18 – 60
- No medical underwriting required
- Access to the withdrawal component is available after one year, with a limit of two withdrawals per 12-month period
- Cash lump sum at maturity (end of policy)
- Optional benefits such as life cover, occupational disability, funeral and disability premium waiver.
- Flexible Contribution Options: Adjust your contribution amount to fit your financial situation (subject to minimum rules), allowing you to increase or decrease payments as needed.
- Automatic Inflation Management facility