The Morobi Life Income Provider is a flexible and reliable annuity designed to provide guaranteed lifetime income, ensuring long-term financial security for you and your loved ones. It combines stability, customization, and protection, making it an ideal retirement annuity solution.

Key Benefits of this Annuity

• Guaranteed Lifetime Income
  Receive a consistent, dependable annuity income for life, helping you maintain financial independence in retirement.
• Single or Joint Life Annuity Options
  Choose a single life annuity or a joint life annuity to continue providing income for your spouse after your passing.
• Guaranteed Income Period
  Select a guarantee term (0, 5, 10, 15, or 20 years), ensuring annuity payments continue to your beneficiaries even if you pass away early.
• Inflation Protection with Flexible Escalation
  Increase your retirement income annuity annually by 3%, 5%, 7.5%, or 10%, or choose a level income to suit your needs.
• Income Reduction Flexibility
  For joint life options, reduce income by 25% or 50% after the first death, allowing for a more cost-effective annuity plan.
• Customizable Funding Options
  Fund your annuity investment through retirement savings (compulsory) or other post-tax funds (voluntary).
• Beneficiary Protection
  The guaranteed term ensures your loved ones receive continued payments, reinforcing financial security and estate protection.

Who Should Consider This Annuity?

Ideal for individuals who want:

• A secure and predictable retirement income
• A guaranteed annuity for life
• Financial protection for a spouse through a joint life annuity
• The ability to leave a financial safety net for beneficiaries

Product Overview

• Entry Age: 21 – 87
• Investment Amount: P15,000 – P5,000,000+
• Income Frequency: Monthly, Quarterly, Semi-Annual, or Annual

Conclusion

The Morobi Life Income Provider is a comprehensive life annuity that offers guaranteed income, flexibility, and protection. It ensures you never outlive your income while safeguarding your loved ones’ financial future.

Secure your retirement today with a trusted annuity that delivers income for life and peace of mind.