Thuto Lesedi is a flexible, child-focused investment solution designed to help parents save for their child’s future education. This solution employs a two-pocket approach, allowing you to build education savings while maintaining accessible funds for immediate needs. The first pocket, the Education Investment Component, is a long-term savings portion dedicated solely to your child’s future education. Withdrawals from this component are not permitted, ensuring your investment remains aligned with your educational savings goals. The second pocket, the Withdrawal Component, provides flexibility, allowing regular access to funds whenever required.

Key Features:

• Term: 6 to 25 years
• Entry age (Education Child life assured): 0 to 18 years
• Future premiums will be waived in the event that the premium payer becomes disabled or deceased (optional benefit)
• Access to the withdrawal component is available after one year, with a limit of two withdrawals per 12-month period
• Cash lump sum at maturity (end of policy)
• Flexible Contribution Options: Adjust your contribution amount to fit your financial situation (subject to minimum rules), allowing you to increase or decrease payments as needed.
• Automatic Inflation Management facility